A merchant cash advance provides businesses with a cash payment based on future credit and debit card sales. Many or all of the products on this page are from partners who compensate us when you click ...

The growth of the merchant cash advance market is influenced by the growing demand for alternative financing. Moreover, the growing adoption of digital payments, including credit and debit cards, has ...

The Consumer Financial Protection Bureau’s adopting release for its small business data collection and reporting rule goes beyond that rule by including a discussion deeming merchant cash advances to ...

Many small businesses hungry for capital during economic downturns turn to merchant cash advance operators who lend money based on future earnings, and during the pandemic many entrepreneurs got ...

MCAs often contain onerous (and potentially illegal or unenforceable) provisions that end up causing more trouble than they are worth. Following is some general guidance based on our experience ...

The business of merchant cash advances is changing, and ISOs are finding they need to do the same to keep up. Long considered a niche product ISOs could rely on to add value to a contract, today’s ...

If you’re running short on cash and funding opportunities, a merchant cash advance (MCA) might be the best option to keep your business running. MCAs aren’t technically business loans, as advances and ...

Sellers will have access to convenient capital with flexible payment options through Amazon’s partnership with Parafin New sales-based financing option will help Amazon sellers in the U.S. expand ...

Adding another financial service for its sellers, Amazon has teamed up with Parafin, a U.S.-based financial services firm, to offer cash advances to merchants, the e-commerce company announced on ...

If there is anything that the pandemic, the Great Resignation and the resurgence of inflation have taught us, it’s that what we think is a sure thing just might not be. That includes the cash flow of ...

A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...