The Fed just cut rates again, but what does that mean for your monthly mortgage payment on a $400,000 home loan?

The rate on a 30-year fixed refinance climbed to 6.36% today, according to the Mortgage Research Center. The 15-year, ...

Mortgage Research Center. Rates averaged 5.36% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Mortgage refinance closing costs can include origination fees, discount points and third-party charges. Compare costs before choosing a lender. Some or all of the mortgage lenders featured on our site ...

One of the drawbacks of buying now and refinancing later is that it costs money to refinance a mortgage. Closing costs on a ...

Splitero reports refinancing isn't always a smart choice; hidden costs, waiting periods, and risks can outweigh potential ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help ...

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it's becoming increasingly hard to convince anyone that buying a ...

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...

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Mortgage rates dipped slightly after the Fed's latest rate cut, but how much does that impact your monthly costs?