Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. “We created the FICO Score Credit ...

Is VantageScore nipping at FICO’s heels? FICO’s main rival announced Tuesday that more than 6 billion VantageScores were used in the 12 months that ended June 30, compared with 3 billion the previous ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...