John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Daphne Foreman is a former Banking and Personal ...

Debt settlement, sometimes referred to as debt resolution, is a type of debt relief service that offers consumers a way to reduce the outstanding balance on their debt. The process involves ...

A creditor may place a bank levy on your account to collect on an unpaid debt. With a bank levy in place, your account will be frozen until the creditor takes the money you owe directly from your ...

A creditor is any person or organization that lends money or extends credit, expecting to be repaid with interest and fees. Creditors can include banks, credit card companies, hospitals and even ...

A lot of folks in California, including probably a majority of professional legal and financial advisors, seem to think that Individual Retirement Accounts (IRAs) are either completely or partially ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

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Have you been pursued by debt collectors? Share your story here. But every two weeks, the Omaha, Neb. couple is reminded of a choice they didn’t make and can’t change: A chunk of both of their ...

Avoiding debt collection calls usually doesn't make them go away. Ignore your credit card debt long enough, and your card issuer may sell your account to a collection agency or sue you in civil court ...

OP-ED: This appellate decision will likely resonate with anyone who's ever had a joint bank account, or with creditors who have had to deal with them. In a decision that will likely resonate with ...

Cindy Kimbler knows she’s lucky to have a job right now, especially after being furloughed for a week by her employer, a thrift store in Grove City, Ohio. But in mid-March, she noticed something ...