・If you work full-time (30+ hours/week) for a qualifying public service employer, make 120 eligible payments on a Direct Loan ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...