Personal loan or credit card EMI: Which truly costs less?

A personal loan usually carries a lower annual interest rate than a credit card EMI. With a personal loan, you get a fixed ...
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Should You Opt for EMI on Your Credit Card Bill? Everything You Need to Know

Credit card users can convert large bills into manageable monthly installments. This EMI conversion facility helps ease cash flow and avoids high revolving credit interest. While offering flexibility ...

Does using debit card EMI impact your credit score? Here’s what you should know

A debit card EMI lets you convert your purchase into monthly instalments even when you don’t use a credit card. It’s offered ...
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5 factors to consider before choosing a credit card EMI

Customers may convert large purchases made with their cards into EMIs with several credit card providers. (Pixabay) Many credit card issuers allow customers to turn big purchases made with their cards ...
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Choosing Between Personal Loan and Credit Card EMI: Which Option Saves You More Money?

In today’s fast-changing financial world, personal loans and credit card EMIs have become the two most common borrowing ...
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Zero-Cost EMI, Cashback, Or Rewards: Which Festive Offer Actually Saves You Money?

Smart use of credit cards can help you maximise benefits with zero-cost EMI, cashback and rewards this Diwali.