Learn how the Mutual Mortgage Insurance Fund insures FHA-backed mortgages, protects lenders, and supports homeownership. Gain ...

Even once you’ve reached the 20% equity threshold, you may still be charged for PMI.

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

The real estate industry has a trade-off between consumers and lenders. Consumers can get a mortgage with a small down payment, but lenders are then protected with buyer-paid mortgage insurance that ...

Let’s start off the new year with a money saving tip, especially for low-down payment, first-time owners who bought a home more than two years ago. If you bought your home using conventional financing ...

Mortgage lenders require you to have private mortgage insurance (PMI) when your down payment is less than 20% of your home's value. The amount you pay depends on how much you borrow, but its annual ...

Use Money’s free mortgage calculator to get an estimated monthly mortgage payment, based on your loan details.

The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...

Your down payment and credit score may determine which loan is your most cost-effective option Written By Written by Contributor, Buy Side Amy Fontinelle is a contributor to Buy Side and an expert on ...