Beat average interest rates with one of the best high-yield savings accounts.

While top-tier CDs, especially those offered by online banks and credit unions still offer strong APYs above 4%, Chip Lupo, ...

The Federal Reserve meets eight times a year to announce its benchmark federal-funds rate (sometimes called the Fed rate).

On Oct. 24, 2025, the institution on our best high-yield savings account list with the highest APY is Axos Bank. Its ONE savings account earns a 4.51% APY.

Indeed, the top rate from a national bank is 4.04% APY, according to DepositAccounts.com. Locally, you might be able to check ...