This complex product has potential upsides but also risks.

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

College and other educational costs don't come cheap, making them a major financial hurdle for many families. Luckily, there are tools that can help you plan and save for these expenses. 529 plans and ...

If you're looking to combine life insurance protection with the potential for growth, an indexed universal life (IUL) insurance account could be an option. IUL insurance has several benefits, ...

Kyle Busch's lawsuit against Pacific Life and his former insurance agent provides a window into potential issues around ...

Lincoln WealthBuilder SM IUL offers indexed accounts, growth potential and features that financial professionals and their clients have been asking for. Lincoln has partnered with the S&P 500 ® to ...

Capital for Life’s IUL Survey 2026 reveals how high-net-worth investors are using Indexed Universal Life for planning, liquidity, and ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...