Reps. Katie Porter and Joe Courtney sent a letter to student-loan company MOHELA on Tuesday. They asked how the company is using its resources to manage the Public Service Loan Forgiveness portfolio.

Payment history is perhaps the most critical factor that lenders assess when determining loan interest rates for prospective borrowers. Put simply, this financial chronology reflects your ability to ...

Trying to get a personal loan can be difficult without a credit history or co-signer. Without either, lenders have limited information to determine whether or not you can repay a loan. Yet, there may ...

Average business loan rates start at 6.60% APR.

How consumers use “buy now, pay later” loans will be incorporated into one of the key metrics used to determine credit worthiness. FICO, the company whose credit scores are used by 90% of U.S. lenders ...

The Trump administration on Thursday asked for additional time to determine whether a group of about 200,000 student loan ...

Last month, during the longest government shutdown in U.S. history, Treasury Secretary Scott Bessent announced that the ...

Bad credit can be a negative influence on the ability to get loans. When lenders see this credit, they cannot extend a borrower’s loan as they distrust their ability to pay. It can affect a person’s ...

Guild Mortgage rolled out a new program, aimed at first-time homebuyers, which will accept rental payment records and residual income history in place of credit scores. “A lack of credit history is a ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Employers try to provide a benefits package that employees appreciate and understand. Beyond the traditional offerings like 401(k), match, medical and dental, employers often try to be responsive to ...