More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

The interest rate climate has already begun to shift ahead of the Federal Reserve's expected rate cuts this month. Just this week, mortgage rates dropped substantially, falling to an average of 6.35%, ...

Mortgage refinance closing costs can include origination fees, discount points and third-party charges. Compare costs before choosing a lender. Some or all of the mortgage lenders featured on our site ...

Homeowners continue to face financial challenges in 2025. Inflation and interest rates remain elevated, and the stock market is seeing a spike in volatility as recession fears mount. All of these ...

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A mortgage refinance can provide various advantages, like reducing monthly payments, shortening a loan term, switching to a fixed-rate mortgage, or accessing cash for home renovations or other ...

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If you have an assumable mortgage, this can be the simplest and least costly way to let one spouse take sole ownership of the home. Refinancing in this interest rate environment could leave you with a ...