When a fire, storm, or burst pipe takes out your house, the number that matters most is not what your home would sell for, but what it costs to rebuild it from the ground up. The gap between those two ...

Homeowners insurance may cover water damage that's sudden and accidental, and that comes from within your home. For example, ...

CR explains why most homeowners should consider flood insurance, where to get it, how much it costs, and everything else you need to know to protect your home.

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

Winter Storm Fern underscores a new reality - extreme weather is disrupting and reshaping the homeowners insurance market.

Quick Read Average homeowners insurance reached $1,952 annually, up 8.5%. Insurance now represents 9% of typical monthly ...

A State Farm expert shares three key homeowners insurance tips North Texas homeowners should know, from weather risks to replacement cost and valuables coverage.

We evaluated dozens of carriers to find the best homeowners insurance companies. These insurers received our highest star ratings based on their coverage options, consumer experience and financial ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Amica: Best for consumer satisfaction. Auto-Owners: Best for working with an agent. Chubb: Best for insuring high-value homes. Country Financial: Best for discounts. Erie: Best for coverage. NJM: Best ...