Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Alexandra Twin has 15+ years of experience as an editor and writer, covering financial news for public and private companies. Anthony Battle is a CERTIFIED FINANCIAL PLANNER™ professional. He earned ...

Insurers group drivers into different risk categories to determine policy eligibility and pricing. Standard insurance is what most drivers qualify for, while nonstandard insurance is usually reserved ...

In the car insurance industry, “standard” refers to one of several risk-rating categories. Car insurance companies rate policies based on risk and generally categorize drivers as nonstandard (also ...

If you've noticed your premium creeping up, you're not alone. Car insurance rates have skyrocketed this year, up 12% average from 2024, according to Bankrate data. With costs rising, you might be ...

We name the insurers with the most competitive rates for drivers with accidents, tickets and other marks on their record.