Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

Assess your debt load 2. Weigh DIY debt payoff methods 3. Consider debt consolidation 4. Get clear on your budget 5. Lower your bills 6. Find a way to make more money 7. Explore debt relief The best ...

A financial planner reveals the exact percentage to save while tackling debt — plus when to prioritize one over the other.

The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the ...

How long does debt relief take? There are a variety of debt relief options that can bring debt struggles to an end. It’s understandable to want to know how long debt relief takes before you choose one ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should ...

Consumer loan delinquencies are rising again as inflation, tariffs, and high interest rates put pressure on household budgets. VantageScore data indicates that early-stage delinquencies are nearing ...

Take Garregg, for example, a Canadian man who called in to The Ramsey Show seeking advice on a unique situation. "Should I ...