The dust that surrounded the tectonic shift that was the implementation of the Consumer Financial Protection Bureau’s TILA-RESPA Integrated Disclosures rule in October is just now beginning to settle.

Delayed for several months, new federal mortgage disclosure regulations put into effect at the beginning of October are changing the way homebuyers, lenders and attorneys approach property closings.

Despite Consumer Financial Protection Bureau Director Richard Cordray’s recent proclamation that the October implementation of the CFPB’s new TILA-RESPA Integrated Disclosures rule was akin to the ...

What are lenders talking about? Besides the CEO of Wells Fargo saying in a recent speech that he sees, "the wealth and investment management business as the biggest growth opportunity for the bank," ...

We are now into the early days of the long anticipated TILA-RESPA Integrated Disclosure (TRID) era. Like any new regulation, TRID would likely have had an impact on the mortgage industry no matter ...

According to a survey of 548 financial services professionals conducted by the American Bankers Association (ABA), more than 75 percent of respondents acknowledged that TRID has resulted in delayed ...

Buying a home is a lot of things: exciting, daunting, anxiety-inducing. But there’s one thing it’s usually not: easy. That’s particularly true if you need to finance your purchase with a mortgage.

Research by RealtyTrac finds the percentage of homes that were bought and sold within 12 months (i.e. flipped) soared to 5.5% of all homes, reaching a 10 year high. Shame “flipped” has the connotation ...

The dawn of the new plain language, consumer friendly integrated mortgage disclosure era is upon us. TRID (TILA RESPA Integrated Disclosures) implementation has dominated the mortgage and real estate ...

TRID translates to TILA-RESPA Integrated Disclosure and it went into effect on Oct. 3 of 2015. Simply put, TRID combines the Good Faith Estimate and Early Truth-in-Lending disclosure into the loan ...