VantageScore is a credit scoring model that helps lenders make credit decisions when applicants apply for a loan or other type of financing. This credit scoring model works similarly to the ...

VantageScore 5.0 is at the forefront of a new generation of VantageScore credit scoring models built on today's challenges and tomorrow's opportunities, providing lenders and fintechs with more ...

VantageScore's research found that the increase in delinquencies is not attributable to any specific group of consumers, as delinquencies were higher across credit risk tiers and income groups.

Use of VantageScore credit scores grew roughly 28 percent at captive finance companies in 2023 amid higher delinquencies and volatility in the auto finance market. Auto lenders' use of VantageScore ...

Silvio Tavares waited years for news that finally arrived in July: government-sponsored enterprises Fannie Mae and Freddie Mac would finally allow lenders to use something other than a FICO score to ...

SAN FRANCISCO, Feb. 27, 2025 /PRNewswire/ — After a five-year hiatus, the resumption of reporting on educational debt will have both positive and negative impacts on many credit scores, according to a ...

WASHINGTON and SAN FRANCISCO, April 18, 2025 /PRNewswire/ -- VantageScore today announced the expansion of their groundbreaking VantageScore 4plus pilot program for lenders launched in partnership ...

Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto finance potentially deteriorating further when ...

Federal Reserve chair Jerome Powell has acknowledged multiple times that, “My colleagues and I are acutely aware that high inflation imposes significant hardship as it erodes purchasing power, ...

The drop in new line amounts suggests that issuers are seeking to rein in risk by giving new accounts less purchasing power on their cards. That data point is worth watching as we move through 2026 to ...

Consumer credit scores held steady in September for the third consecutive month, averaging 701, according to VantageScore. Credit scores are used by lenders to assess both a borrower's ability to ...

The VantageScore 4plus product pulls in standard credit file information while also analyzing bank account balance and other transactional data to create an adjusted score. VantageScore is launching a ...