And sure enough, ballooning consumer debts reflect that spending. A survey by LendingTree after the 2024 holiday season found that 36% of Americans took on credit card debt to pay for it, most of whom ...

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

Keeping credit cards open as long as possible can boost your credit score in two different ways. Longtime cardholders may get better terms from their credit card issuer. Sometimes it makes sense to ...

Learn how to use credit cards to build credit, get rewards and cash back, and stay debt free along the way! Click "Show More" ...

As you go about your Black Friday and Cyber Monday shopping, you might be drawn to store cards. These credit cards frequently ...

Over the past decade, I’ve opened more than 50 travel rewards cards, and many are valuable enough to justify keeping the ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

— -- College students juggle plenty: part-time jobs, research projects, dating, keeping up with the family at home. So I'd like to go out on a limb and say most college students are more focused ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...