Learn what credit criteria are, how they influence loan approvals, and tips to improve your creditworthiness for better ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

It’s the holiday shopping/scamming season. And that makes it a good time to think about protecting yourself from the dangers ...

The trade group's letter to FHFA Director Bill Pulte pointed out that lenders were facing credit report price hikes for four ...

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

This math says that a typical Californian card balance is equivalent to eight days’ worth of the average wage. That ties Connecticut for the fourth-lowest burden among the states.

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

In all but three states it can be more expensive for homeowners to have poor credit than live in a high-weather-risk area.