Matapos mapirmahan ni Pangulong Ferdinand Marcos Jr. ang 2026 National Budget, tiniyak ng DOH na agad itong kikilos para mas mapalawak pa ang zero balance billing na kasalukuyang ipinatutupad sa mga DOH hospitals. | TV Patrol

# This is not how billing law works, and the interpretation being shared here is **incorrect and dangerous**. A bill does **not** have to be a “negative number” to be valid. There is **no requirement in federal law** that a lawful debt statement display a negative symbol or legend in order to be enforceable. That claim does not appear in **12 CFR §1026.13** or **15 U.S.C. §1666(b)**, and courts have never recognized such a rule. What **12 CFR §1026.13** actually does is define *what qualifies as