CHAMA vs LIFE INSURANCE — Which Truly Secures Your Future? We all love chamas — they teach us teamwork, saving, and community growth. But when it comes to true financial protection and long-term security, Life Insurance stands out. 💰 Chamas help you save and invest as a group — great for short-term goals and projects. 🛡 Life Insurance, however, gives you more than just returns — it gives you security, discipline, and peace of mind. With life insurance, you turn small, consistent contributions