Interest rate vs comparison rate. They are not the same thing. Kelly breaks down what each rate actually represents and why focusing on the interest rate alone can be misleading. The comparison rate factors in most fees and charges, giving you a clearer picture of the true cost of the loan over time. This is one of the most common areas where customers get caught out, and one of the biggest reasons we walk clients through the numbers before they commit. Clarity first. No surprises later. #Financ
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